Get A Quote Now! (844) 670-SAVE ☰ ˟
Logo
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
    • Contractors Insurance
    • General Liability Insurance
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowners Quote
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
      • Motorycle Quote
    • Recreational Vehicle
    • Renters
    • SR-22 Insurance
    • Watercraft & Boat
    • Workers Compensation
  • Customer Service
    • Online Account Access
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About SaveDirect Insurance Agency, LLC
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
Icon Auto Icon Commercial Auto
Icon Business
Icon Homeowners
Icon Motorcycle Icon SR-22
Home > Blog > Auto Insurance Secrets that May Help You Save Money!!
TUESDAY, NOVEMBER 6, 2018

Auto Insurance Secrets that May Help You Save Money!!

Thinking about car insurance isn't high on most people's list of fun things to do. But what if you save more money by spending an hour or two learning some trade secrets? You won't get that from another two hours of reality television.

Here are some insider tips that may help drop your car insurance premiums:

Choose a high deductible. Companies appreciate customers who take on more risk. Not everybody is willing to have a $3,000 or $5,000 deducible. However, statistically speaking, you will be a better customer than those who have $500 deductibles. Your insurance company might not have to issue a claim for smaller damage. You agree to handle it yourself.

Consider whether to make a claim or not. Assuming you choose a high deductive, this will be easy. But even a $200 repair will likely be worth making out of pocket. Insurance companies often look at your past claim history to determine your rates. The more frequent you make claims, the more your car insurance costs. Remember insurance is a safeguard to protect you when something goes wrong, such as when you get rear ended and need thousands of dollars of repairs. It's not an investment. Companies will reward you with lower rates when you show that you don't cost them much money. It's probably not worth it to make a claim on the scratches left by the neighbor’s kids when you can fix it for $100.

Bundle your auto and home insurance. It's easier to keep a client than to get a new one. Auto insurance companies will often give you a discount for giving them the extra business. You might also get benefits for referring new clients, as well.

Raise your credit score. Easier said than done, but important nonetheless. Paying your bills on time and paying off debt, especially old debt can help increase your score. These are key factors in your credit score. Insurance companies use your credit score to gauge how much of a risk you will be. It's not foolproof, but it's an industry standard.

Pay annually. While you won't see a huge drop in the price when you pay once a year, it might drop by several dollars or more. Companies frequently reward customers who pay their full premium up front. This is because they won't have to rely on you to make a monthly payment. To make it easier on your bank account, set aside 1/12 of the total amount every month. Come next year, you'll make your payment painlessly.

Remember, every little bit of savings adds up. To save money on auto insurance, look for a company that offers these or similar policies.

Posted 10:31 AM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018


View Mobile Version
Insure your needs today!
Social Social Social Social
Quick Links
Home
Get A Quote
Customer Service
Payment Options
Report a Claim
About Us
Our Carriers
Partners
Blog
Contact Us
Location 1800 Tully Road, #G
Modesto, CA 95350

P: 209-857-5877
F: 209-857-5880
Ins License: 0K39776
Email Us
Powered by Insurance Website Builder