Commercial Auto Insurance in Modesto, CA
When a business relies on motor vehicles for key operations, it must implement and maintain robust risk management and loss control measures. Using automobiles for commercial purposes invokes significant risk levels, and lacking appropriate preparedness could lead to significant losses and far-reaching financial consequences. Fortunately, commercial auto insurance can provide essential security and relief.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance can provide financial protection from many incidents involving a company’s motor vehicles. Also known as business auto insurance, the exact parameters of one of these policies can vary, but the following coverages are often advisable:
- Bodily injury liability coverage
- Property damage liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Hired/non-owned vehicle coverage
How to Choose Commercial Auto Insurance
When making commercial auto insurance selections, you may wish to consult with a qualified insurance professional, such as those at SaveDirect Insurance Agency LLC. To ensure adequate coverage while avoiding unnecessary costs, it’s necessary to conduct a thorough analysis of your insurance needs. Consider the types of vehicles you use, the tasks they perform, the experience levels of your drivers and the cargo you may be hauling.
How Much Is Commercial Vehicle Insurance?
Many factors can influence commercial auto insurance costs, such as the following:
- Location
- Industry
- Vehicle details (e.g., type, size, condition and value)
- Employee driving records
- Deductibles
- Coverage limits
- Endorsements
How to Get Commercial Auto Insurance Near Modesto, CA
At SaveDirect Insurance Agency LLC, our team of knowledgeable commercial auto insurance brokers works with dozens of highly rated carriers and can help you find your ideal commercial auto coverage. Contact us today to get started.