February 14, 2026
AgencyWhat Happens If You Ride Without Motorcycle Insurance?
Most states require you to carry motorcycle insurance. Riding without coverage can lead to serious legal and financial consequences, especially if you’re involved in an accident. Legal Consequences of Riding Uninsured Riding while uninsured may result in the following: Fines and penalties: Law enforcement can issue hefty fines for uninsured riding, and repeat offenses may lead to even higher penalties. License suspension: Your driver’s license and […]
January 29, 2026
AgencyMotorcycle Insurance vs. Auto Insurance: Key Differences
At , we understand that each type of vehicle comes with its own set of risks, legal requirements and coverage needs. Here’s what sets motorcycle insurance apart from auto insurance, and how our team can help you make the best choice for your situation. What Are the Differences Between the Two? Motorcycle and auto insurance can provide motorists with safeguards against financial losses […]
December 15, 2025
AgencyWhat Is Motorcycle Insurance and Why Is It Required in California?
Every rider has important responsibilities, and one of them is carrying motorcycle insurance. Understanding what this coverage includes and why it’s required can help you stay compliant and choose the right policy. What Is Covered by Motorcycle Insurance? Standard motorcycle insurance policies typically include several types of coverage, such as: Liability coverage may pay for injuries or property damage you may cause to others in an accident. […]
October 26, 2025
AgencyWhat Documents Are Needed to File an SR-22 in Modesto, CA?
If you’ve been told you need to file an SR-22 in , you may be wondering what paperwork is required and how to get started. At , we help drivers throughout California navigate the SR-22 process with confidence and clarity. Understanding the SR-22 Requirement An SR-22 is a certificate of financial responsibility required by the […]
September 2, 2025
AgencyWhat Is SR-22 Insurance and Who Needs It?
An SR-22 is a certificate your insurer files with the state to confirm you have the minimum required auto liability coverage. Being required to have one is often tied to specific driving violations, and complying with such orders is part of legally getting back on the road. Who May Need an SR-22? A court or […]
July 24, 2025
AgencyMake Sure You’re Properly Insured During Your Summer Road Trip
Before you leave for a road trip, check that your auto insurance matches your travel plans. The last thing you want on vacation is to find out you’re underinsured or missing important coverage altogether. Review the Basics Before You Go Start by confirming that your liability limits still make sense. These cover injuries or property […]
June 29, 2025
AgencyHow Your Driving Habits Impact Your Insurance Rate
When it comes to auto insurance prices, many drivers focus on the type of car they drive or their credit score. However, your everyday driving habits may also significantly influence your insurance premiums. Insurers are increasingly using telematics and driving data to assess risk more accurately. Here’s how your behavior behind the wheel can affect […]
April 25, 2025
AgencyHow Rising Repair Costs Are Impacting Auto Insurance Rates in 2025
If you’ve noticed your auto insurance premium creeping up lately, you’re not alone. Across California and the nation, drivers are feeling the impact of higher repair costs, which directly affects insurance rates. Whether you’re renewing your policy or shopping for new coverage, it helps to understand why costs are rising and what you can do […]
March 28, 2025
AgencyHow to Know When You’re No Longer Required to Have SR-22-Compliant Auto Insurance
SR-22 insurance is a certificate of financial responsibility required for specific high-risk drivers in California. This document is not an insurance policy. It’s a form filed by your insurance company with the California Department of Motor Vehicles (DMV) to confirm that you carry the state’s minimum required auto insurance coverage. Typically, SR-22 insurance is mandated […]
January 30, 2025
AgencyDoes Your Business Need Product Liability Insurance?
Producing, transporting and selling goods are core components of the U.S. economy. Even relatively simple supply chains may include many moving parts, which could potentially experience an accident or commit an error, leading to dire financial repercussions. The process of getting your products into the hands of consumers is rife with risks and exposures. Fortunately, […]