April 25, 2025
AgencyHow Rising Repair Costs Are Impacting Auto Insurance Rates in 2025
If you’ve noticed your auto insurance premium creeping up lately, you’re not alone. Across California and the nation, drivers are feeling the impact of higher repair costs, which directly affects insurance rates. Whether you’re renewing your policy or shopping for new coverage, it helps to understand why costs are rising and what you can do […]
March 28, 2025
AgencyHow to Know When You’re No Longer Required to Have SR-22-Compliant Auto Insurance
SR-22 insurance is a certificate of financial responsibility required for specific high-risk drivers in California. This document is not an insurance policy. It’s a form filed by your insurance company with the California Department of Motor Vehicles (DMV) to confirm that you carry the state’s minimum required auto insurance coverage. Typically, SR-22 insurance is mandated […]
January 30, 2025
AgencyDoes Your Business Need Product Liability Insurance?
Producing, transporting and selling goods are core components of the U.S. economy. Even relatively simple supply chains may include many moving parts, which could potentially experience an accident or commit an error, leading to dire financial repercussions. The process of getting your products into the hands of consumers is rife with risks and exposures. Fortunately, […]
October 26, 2024
jsavedirectagencyUnderstanding Medical Payments (MedPay) Coverage for Motorcyclists in California
While not mandatory for motorcyclists in California, understanding how medical payments (MedPay) coverage works can provide crucial coverage in the event of an accident. MedPay is a type of insurance that helps cover your medical expenses and those of passengers resulting from an accident, regardless of who is at fault. This can be particularly beneficial […]
September 23, 2024
AgencyElectric Vehicles and Auto Insurance—What’s Different?
Electric vehicles (EVs) have surged in popularity, partially due to benefits such as reduced emissions and eliminated fuel costs. If you’re considering switching from a traditional internal combustion engine vehicle to an EV, understanding the differences in auto insurance coverage is crucial. Higher Repair Costs May Trigger Higher Premiums One of the most significant differences […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]