Get A Quote Now! (844) 670-SAVE ☰ ˟
Logo
  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
    • Contractors Insurance
    • General Liability Insurance
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowners Quote
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Quote
      • Motorycle Quote
    • Recreational Vehicle
    • Renters
    • SR-22 Insurance
    • Watercraft & Boat
    • Workers Compensation
  • Customer Service
    • Online Account Access
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About SaveDirect Insurance Agency, LLC
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
Icon Auto Icon Commercial Auto
Icon Business
Icon Homeowners
Icon Motorcycle Icon SR-22
Home > Blog > How to get insurance with a suspended license!
THURSDAY, MARCH 21, 2019

How to get insurance with a suspended license!

How to get insurance with a suspended license!

If you own a vehicle, you should have auto insurance on it. This is true even if you have a suspended license. In all situations, if you do not have an active license, you should not drive. That does not mean you have to sell your cars, though. Instead, you need to maintain proper insurance coverage from the right agency. Unless no one uses the vehicle ever, it is important to maintain some coverage on it.

Why Should You Carry Insurance?

There are many reasons for a driver’s license suspension to occur. In some cases, such as repeated reckless driving claims or instances of driving under the influence, you may not get your license back for some time. In other cases, you may have your license suspended until you pay off traffic tickets.

In all situations, you may still want to protect the value of your car. That is if you do not have coverage, and something happens to your car, you could suffer financial loss. It doesn't matter whether you are driving to see damage to your vehicle.

How to Get Insurance

There are several things you can do to obtain auto insurance to protect your vehicle.

First, if no one is driving the vehicle, consider non-operational coverage. Choosing just comprehensive auto insurance, for example, may help. This coverage protects your vehicle from damage you cannot prevent. It usually covers fires and storm damage. However, it does not apply when someone is driving the car. Some companies will sell comprehensive insurance as a standalone.

If you already have auto insurance, but have a suspended license, work to keep that policy active. Your agent will likely allow you to keep your policy active as long as you are not driving the car. Thus, you'll be able to resume driving with coverage once you recover your license.

Another option is to consider lending the car to another driver. You may be able to create an agreement about ownership of the car at this point. If someone else drives since you cannot, it should prove beneficial for that person to buy coverage.

The key is not to leave your vehicle without car insurance. Doing so creates a high level of risk for you. Instead, work with your auto insurance agent. Find out what types of policies they can offer. In most cases, you can maintain coverage to protect the value of your car.

Remember, your agent will likely drop coverage if you drive the vehicle. Be sure to learn about the limitations of any policy. Do this before you sign up for it.


Posted 10:36 AM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018


View Mobile Version
Insure your needs today!
Social Social Social Social
Quick Links
Home
Get A Quote
Customer Service
Payment Options
Report a Claim
About Us
Our Carriers
Partners
Blog
Contact Us
Location 1800 Tully Road, #G
Modesto, CA 95350

P: 209-857-5877
F: 209-857-5880
Ins License: 0K39776
Email Us
Powered by Insurance Website Builder