Make Sure You’re Properly Insured During Your Summer Road Trip

Before you leave for a road trip, check that your auto insurance matches your travel plans. The last thing you want on vacation is to find out you’re underinsured or missing important coverage altogether.

Review the Basics Before You Go

Start by confirming that your liability limits still make sense. These cover injuries or property damage you may be responsible for in an accident. If it’s been a few years since you updated your policy, your current limits may no longer reflect your financial situation or potential costs of a serious accident.

It’s also helpful to double-check your comprehensive and collision coverage. Collision coverage may assist with repair costs after an accident, while comprehensive coverage is designed for non-collision events like theft, vandalism or damage from severe weather.

Consider Add-Ons That Fit Your Travel Style

If your policy includes roadside assistance, make sure you know what’s covered. Services like towing, battery jumps and flat tire assistance help if you break down far from home. If your current plan doesn’t offer this, adding it may be worthwhile before a long drive.

Rental reimbursement coverage is another optional benefit to think about. If your car is in the shop after an accident, this coverage may help with the cost of a rental vehicle so you can keep your plans on track.

Lastly, be sure your proof of insurance is up to date and accessible. Many insurers offer digital ID cards through mobile apps.

Learn More

SaveDirect Insurance Agency LLC can help you review your auto policy before you hit the road this summer. Contact us today to schedule a quick coverage check.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.